‪A wise man prays for opportunity, while a fool prays for luck. ‬

‪A wiseman feeds many, a fool only himself. ‬

‪ A wiseman gives and invest, a fool takes and hoards. ‬

‪Wisdom is not so hard to obtain, but there is so much foolishness that is free and abundantly available. ‬

‪It is the effort required to apply wisdom, that keeps it safe. ‬

‪A wiseman does what is necessary, a fool does only what it takes to get by‬.

‪A wiseman accepts guidance, while a fool always goes only his way. ‬

‪A wiseman cherishes the truth, a fool denies the truth. ‬

‪A wiseman sees the needs of others; a fool only see wealth that needs to be his. ‬

‪A wiseman pays his own bills; a fool looks for someone else to pay his bills. ‬

‪A wiseman invest his excess; a fool squanders whatever he has. ‬

‪A wiseman sees favorable opportunities; a fool only see the work he would have to do. ‬

‪A fool has more fun but a wiseman has more contentment with great joy. 
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‪A fool celebrates his own foolishness and then his own misery, while the wiseman has a peace that passes all understanding.‬

It is not always how much you make that counts. It is how much you save, give and how you invest what is left that will count in the final analysis.  It is often easier to reduce your needs than it is to increase your income. 

You develop your gifts and talents by spending much time practicing alone but your integrity and character are developed  in front of everyone. 

Anyone who is thankful can never be a failure.